Gold Credit Card

Get cashback on your shopping, with free credit for up to 55 days
Get cashback on your shopping, with free credit for up to 55 days

Gold Credit Card

NBQ Gold Card is a free credit card which comes with special privileges, including travel insurance, and a special Loyalty Program offering 1% cashback on your  spending. It also comes with a higher spending limit, and up to 55 days free credit


Features and Benefits

  • No annual subscription fees
  • Higher credit limits with cash withdrawals allowed up to 90% of your credit limit
  • Free credit for up to 55 days
  • Loyalty Program, offering 1% Cash Back on all your retail purchases
  • Ability to transfer your balance from other banks to your NBQ Gold Card & repay your purchases in easy instalment payment plan (EPP).
  • 1 Free additional supplementary card for your family member
  • Credit Card Payment options of (5%, 10%, and 100%) **
  • NBQ VISA Credit Card Special Offers from time to time
  • Free Worldwide Travel Insurance (see below for benefits)

** Card Holders can make the monthly payment through NBQ's branches and Cash Deposit Machines, Online banking and mobile Banking & at any of UAE Exchange, Al Ansari Exchange & Al Fardan Exchange located across UAE.

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Travel Insurance Benefits


Buy your travel tickets using your NBQ Gold Credit Card, and you can relax and enjoy your trip, knowing you're covered for any unexpected events. Cover includes: 

  • Personal Liability
  • Emergency Medical Expenses
  • Emergency Evacuation & Repatriation Expenses
  • Personal Accident Full Trip
  • Hospital Daily Benefit (Max. 30 days)*
  • Single article limit – USD 250 ; Jewelry / Valuable limit – USD 300
  • Loss of Money
  • Flight Cancellation
  • Travel Delay (Max. 12 hours, Outbound only)**
  • Baggage Delay (Max. 12 hours)
  • Document Replacement
  • Hijack Legal Expenses 

*Benefit is effective for each day of hospital stay in excess of 48 hours

**Cardholder must be delayed for at least 4 hours before making a claim

Fees and Charges

  • No annual subscription fee
  • Tariff of Charges available on Website


  • To all residents and UAE nationals
  • Age 21 years and above
  • Minimum salary criteria will apply

Documents Required

  • Copy of Emirates ID  and passport
  • Financial documents showing your monthly salary transfer (e.g. salary transfer letter, salary certificate and bank statement)
  • Other documents may be requested at the discretion of the Bank

Terms and conditions apply

Infinite Credit Card

Exclusive invitation-only card with a higher spending limit and special privileges

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Classic Credit Card

Enjoy a credit card with no subscription fee, and free credit for up to 45 days

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Platinum Credit Card

Enjoy free airport lounge access and 50% off at major golf courses

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