Small Business Finance

Collateral-free loans available.
Collateral-free loans available.

Small Business Finance (SBF)

NBQ is here to support small businesses owners with a turnover not exceeding AED 10 million annually with all financial requirements, whether you're looking to grow your business or invest in fixed assets. NBQ can provide you with personalized financial solutions catering to your business needs

We can offer the following products and services for businesses:

  • Business Current Account with no minimum balance requirement 
  • Labour Guarantee Services for work permits are issued with no charges of Ministry of Human Resources and Emiratisation
  • Personalized Cheque book available
  • Fixed Deposit Accounts
  • Call account facility available
  • Wage Protection system (WPS) Salary card for your employees, with competitive rates and online notification to the Ministry of Human Resources and Emiratisation
  • Access to a wide range of branches and electronic banking branch units across the UAE
  • Free online banking to access a wide range of banking services
  • Free Visa Gold and Classic Cards, with a 90% cash withdrawal facility
  • Perforated rate to finance all types of vehicles including 4X4's and pick-up trucks

Features and Benefits

  • Loans of up to AED 1,000,000 can be offered.
  • No collateral required for Business Loan
  • Easy installments, over a period of up to 60 months
  • Competitive interest rates
  • Easy processing and documentation requirements

Fee and charges

  • Processing fees will apply.

Eligibility

  • UAE National and expatriate owned businesses eligible to apply
  • You must have been running your business for at least 3 years

Documents Required

  • Credit application
  • Copy of Passport + Emirates ID + Trade License
  • Bank Statement.
  • Audited Balance Sheet ( if available )
  • Other documents may be requested at the discretion of the Bank

Terms & Conditions apply.



Labor Guarantee Service

Make hiring employees easy and straightforward. Fee-free labour guarantee.

Read more
Salary Wage Protection System (WPS)

Save hours. Automate your salary processing with NBQ online

Read more
SME

Innovative and flexible products designed to help small businesses grow.

Read more
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