Working Capital Finance

Get a pay-as-you-go overdraft facility. Manage your cash flow and enhance your returns.
Get a pay-as-you-go overdraft facility. Manage your cash flow and enhance your returns.

Working Capital Finance

NBQ Working Capital Solutions are designed after listening carefully to our customers and understanding the needs of their business. We can provide you with a pay-as-you-go overdraft facility to handle short term changes in cash flow, and to handle cyclical day to day business expenses.

Features and Benefits

  • Customised short-term financing solution available for periods of up to 12 months
  • Modest collateral requirements to secure the financing
  • A dedicated Overdraft account with active operations and acceptable turn over to the Bank
  • Straightforward documentation


  • UAE-registered business entities that have been in operation for at least 4 years
  • Annual sales turnover must be in excess of AED 10,000,000
  • All applicants will be required to comply with UAE Central Bank regulations

Documents Required

  • Application for credit facilities in Bank's standard application form
  • A copy of your Trade License or Commercial Registration
  • Account opening forms
  • For LLC or partnership companies, Memorandum of Association, and any subsequent amendments or Registered Power of Attorney(POA)
  • A Board Resolution in the Bank's standard format for borrowing, with a list of authorized signatories for approving borrowing and operating the account
  • Passport Copies of all Partners including Residence Visa page and copy of Emirates ID for authorized signatories
  • Audited balance sheet for last three years and interim financial report
  • Bank statement (on a case by case basis)
  • A feasibility study and a valuation report
  • Other documents at the discretion of the Bank

Please submit the details below and a dedicated Relationship Manager will contact you

  1. Name of Company (as per trade license) :
  2. Nature of business:
  3. Annual Turnover:
  4. Name of contact person:
  5. Contact No.: Email ID:

Terms & Conditions Apply

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